Credit Bureau Membership Agreement

Credit Bureau Membership Agreement

Only certain users may become members of the Bureau under the Credit Information Companies (Regulation) Act, 2005 (CICRA). Please verify that you are a private member. 1.3. The Member acknowledges that CRC does not or cannot guarantee the accuracy, completeness, timeliness, market accessibility or suitability of the information contained in a credit information for specific purposes, as such information is not generally the result of an independent investigation conducted by the CRC. The Member also acknowledges and agrees that the credit information provided by CRC is raw data that requires careful consideration and interpretation on the part of the Member. Accordingly, the member agrees and undertakes that the reports are not the only basis for his decision to grant/ improve/ revise / extend / renew the financial aid or other products that the member offers to a client. The member undertakes to perform all necessary duties of care and to make all requests that a prudent lender would normally make before making the above decision. We gladly accept data in your existing data format that you have transmitted to other offices, if you do not, we will guide you through the process. We invite you to become members of ECICI and use our advanced credit information services. Gulf International Bank (GIB) is pleased to announce the signing of an affiliate agreement with Bayan Credit Bureau (BCB) to exchange credit information services to assess customer creditworthiness, prepare local and international credit reports and provide other credit counselling services. The agreement was signed by GIB Director General Abdulaziz A. Al-Helaissi and BCB Director General Mohammad Al-Yousef at the Gib office in Riyadh. BCB collects, analyzes and provides credit, trade and financial information for Saudi Arabia`s customers in different sectors such as wholesale and retail.

It also offers credit counselling services and advanced smart solutions that enable its clients to make better quality credit decisions. BCB is a Saudi limited company licensed by the Saudi Monetary Authority, whose capital is SR100 million. . . . .


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